Property Loans up to ₹5 Crore

Get high-value loans against your property with flexible repayment options and competitive interest rates

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High Loan Value

Up to 70% of property value

Long Tenure

Up to 15 years

Low Interest

Starting at 9% p.a.

Continue Ownership

Keep using your property

Loan Against Property EMI Calculator

10L 5Cr
9% 15%
5 15
₹0

Total Interest Payable: ₹0

Total Payment: ₹0

Property Loan Features

All Property Types

Residential, commercial & industrial properties

Low Interest Rates

Starting at 9% p.a.

Long Repayment Tenure

Up to 15 years

Frequently Asked Questions

To be eligible for a loan against property, you should be between 21-65 years of age, have a stable income source, and own a property that is free from any legal encumbrances. Both salaried and self-employed individuals can apply.
You'll need KYC documents (PAN, Aadhaar), income proof, property documents (title deed, NOC, etc.), and bank statements. Additional documents may be required based on your employment type and property details.
The approval process typically takes 5-7 working days after document submission. The time may vary depending on property verification and legal checks. Once approved, the loan amount is usually disbursed within 24-48 hours.
You can get a loan against residential, commercial, or industrial properties. The property should be self-owned, free from any legal disputes, and have clear title documents. Agricultural land and properties under litigation are generally not eligible.
You can get a loan ranging from ₹10 lakhs to ₹5 crores, depending on your property value, income, and repayment capacity. Typically, banks offer up to 60-70% of the property's market value as loan amount.
Interest rates start from 9% p.a. and can go up to 15% p.a., depending on your credit score, loan amount, and property type. The final rate will be determined after evaluating your application and property details.
Yes, you can continue to use your property while it's mortgaged. The bank only holds the title documents as security, and you retain the right to use and occupy the property as long as you make regular EMI payments.